Thursday, February 29, 2024

Diversification of the investment portfolio

  Investing in the S&P 500 seems to be the popular option, but there are other alternatives. The Hong Kong stock market has seen significant growth in recent years and provides various companies with stable dividends. Hong Kong stocks are currently relatively undervalued compared to those in other developed markets, potentially allowing investors to achieve higher returns by investing in Hong Kong dividend stocks. Many Hong Kong companies have been paying dividends for more than ten years, indicating their financial stability and commitment to shareholder value. Hong Kong-registered companies have a relatively low corporate tax rate, which allows companies to distribute higher dividends. With an image as a financial center, Hong Kong boasts a well-established stock market and significant liquidity, facilitating smooth transactions for Hong Kong equity investors. Hong Kong stock trading is open to any international investor, providing a platform for people from all over the world to engage with the market. They carry a high dividend yield. The average dividend yield for Hong Kong stocks exceeds that of stocks in developed countries such as the US and Europe, potentially allowing investors to generate higher income through Hong Kong dividend stocks. Shares in Hong Kong typically exhibit less volatility than those in other developed markets, offering reduced risk, which is critical for investors looking for a stable income stream. Hong Kong serves as a bridge to China's economy, the second largest in the world. Investing in Hong Kong stocks can serve as a means of gaining exposure to this expanding market. The Hong Kong dollar is pegged to the US dollar, ensuring that the value of the former remains within a narrow range relative to the latter. This measure was implemented to stabilize Hong Kong's economy and maintain investor confidence in the territory's financial system. Investing in dividend stocks in Hong Kong can help diversify a portfolio and reduce risk. Given this opportunity, you could potentially increase your income from Hong Kong dividend stocks and reduce your overall investment risk. It is valuable to explore all potential options and research this market to find the most profitable investment opportunities tailored to your individual financial goals. There are many reasons why Hong Kong dividend stocks are an outstanding passive income opportunity. If you're considering an investment in Hong Kong dividend stocks, you're just doing the same as you always have with stock picking plus the economic outlook for Hong Kong and the global economy.

When I write something, it's a personal opinion. Specifically, I have Hong Kong shares and I am happy with the dividends. Investing carries risks, and in the stage of development of artificial intelligence, there will be many companies that become powerful, but this will also bring many other bankruptcies.

Author Sezgin Ismailov

Friday, February 23, 2024

Future of aircraft manufacturers

 Should one invest in the companies that manufacture aircraft or parts and engines for this industry? I read an interesting article. War of e-stores for fast delivery worldwide. They use cargo planes to ship their goods. Forecasts are for an increase in these services. They are probably right, more and more people want to receive their goods faster and merchants are looking for an opportunity to retain their customers. But is that the only reason? I don't think that's all. As far as I know, the aircraft manufacturers have orders at least two or three years ahead. Also, there will be a stir in flying taxis shortly. The time for flying cars will not be far away. At the pace it has been moving for the last two decades, everything is changing very quickly. Small startups will simply invent the new flying vehicles and the old big players will swallow them. So that they will still keep up with the times. In the following years, the replacement of the aircraft fleet with new fuels that are harmless to the climate will begin. Manufacturers produce and sell. Banks pay them. They don't care if there will be airport strikes or flight cancellations due to bad weather. Whichever way we look at it, they are winning and will continue to win. Yes, the stock market may fall for a certain moment, but then it will normalize. There are not many of these aircraft manufacturers either. If they also pay a dividend, it's great. For me, it's a good investment. 
But definitely in a company that works for civil aviation. For a company that works only for military purposes, I would not invest my money. With such actions, it is as if I support wars and the death of people.

Author Sezgin Ismailov

Saturday, February 17, 2024

Conflicts and consequences for people

 Are bad days coming for people in general? I guess it's inevitable. The reason some people who somehow became dictators in their countries. They do everything to leave behind their name as very famous and make the life of all mankind unbearable. They do not find a way with good deeds and seek the bad side. They think it will make them world famous. Why, they're just looking for a confrontation. This leads to conflicts between countries. This also makes all the other countries worry. Like any normal person, other powerful leaders also seek security. What they are doing is increasing the budget for military purposes. This leads to a reduction in other parts of the budget such as health care, education, infrastructure, or an increase in salaries in public services. Everyone and everything suffers because of the military industry. While everyone considers money to be wealth, those in power learn about the power of power and its power. Every normal person dies sooner or later. Why just some do everything to shorten the lives of many people. Personally, I don't take it. I guess we come to the upbringing of a person. Why are there world organizations? The workers there cannot fulfill their duties and only receive salaries. At first, I did not accept globalism. But I see that this is the solution to the common man's problem. In general, to have a one-world government and thus there will be no confrontation. This will generally result in less administration. Few people can easily be removed from power when the people are dissatisfied than the many leaders of the world. It is impossible not to have a Control organization. Because we will become the Wild West again. I only know that for thousands of years, humanity has been supposedly improving, but nothing has changed. I am writing my fifth book about famous people of the past. I had to collect information about these people who deserved it and really left their names as a stamp. While I was collecting the information, that's all I understood. It's just that nothing has changed. New tools of labor have only been invented. Apart from the information that is in more of the past. In 1990 I met an elderly man. 
And now I remember his words. “Sezgin, humanity has been improving, for thousands of years, but nothing has improved as it should. Arrange your life so that you are fine. I think he was right. But we have ourselves to blame when we elect people and how we spend our tax money.

Author  Sezgin Ismailov

Friday, February 9, 2024

How to increase your money, is the most important question of every person.

The easiest way to compound interest. I guess there are a lot of dedicated texts out there and I'm just stating my own opinion. How to increase your money is the most important question for every person. To me, it's like investing in profitable stocks. How to find these stocks. There are several ways I guess. But my method is to just follow this path. First, to make the portfolio stronger and more secure, I aim for 50 percent of it. The first step is to find the company in the global 2000. The second step is to be present in the Fortune 500. The third step is to be at least in the 30 most valuable companies in the country where it is registered. Fourth, the company must be in the ranking of the best brands, at least in the country where it is registered. This means that people have confidence in its services or products. Fifth, I make sure that the income for the last five years has increased by a minimum of five percent per year. If there are more, welcome. Sixth, in addition to revenue, I need to make sure that profits increase. Because if they don't increase, it's not good. Seventh, how many liabilities are there and what are the revenues and profits to cover those liabilities. Eighth, are there available funds? This is a factor for good management of the company and readiness for it to deal with different circumstances. Ninth, a fact for better development, what and how many patents there are. Are there links to research institutes?  Tenth, how many global investment funds are invested in this company. At least five major investors from the ranks of Black Rock, Vanguard, Schroders, Alliance, the State Pension Fund, The Government of Singapore Investment Corporation, or other major players. Eleventh, the managers themselves buy from their companies. They believe in their actions and see the company progress. If they sell, then they even think it's overpriced. Twelfth, the company is a factor in its country and under certain circumstances will be supported by the authorities. Thirteenth, many of the big companies use government subsidies, which is a factor in their operations. So they are significant. Fourteenth, especially if you also use the services or buy their products, this is also a factor. So you trust this company and are satisfied with its services or products. Fifteenth, 
does the company have a share buyback program. Thus, it reduces the number of shares and they have the opportunity to increase their price. Sixteenth, has it paid dividends in the last five years. It must be every year, with a little more than the previous year. If not, that's not good. Is it worth having stocks that do not give you a dividend? It's not worth it to me. What is it like to see something on the screen and only in a picture? It's another to get a little reward for your investment, and it brings joy and thrill. Seventeenth, if you think that this product or service is not in danger in the future, without it there is no way to continue living or it is not only transitory / it becomes obsolete compared to new technologies or pollutes the climate / it is worth investing. It's possible to use the advice for your entire portfolio, but it's good to think about new emerging companies that will produce a new product with the opportunity to establish themselves over time. Just one thing to know. Rarely do companies have rapid growth with very large percentages. Anything else is a constant investment and time. There is a saying, "Drop by drop it grows into a lake."

Author Sezgin Ismailov

Saturday, February 3, 2024

Life rewards those who dare to take action

 Do you ever find yourself sighing in despair, feeling stuck or lost when trying to turn your dreams into reality? Have you been constantly praying, wishing, or hoping for something and it just doesn't seem to materialize, causing you to doubt your worth or divine favor? You are not alone. Most of us have been there, just like the little boy in the inspiring and transformative story.  "God gives but we must make an effort to receive"  from the book Manners in the Great Kingdom. The story takes you into the life of a young boy who prays every day to become rich so that he can have the best horses and the most beautiful house, just like rich children. Although he prays that the juiciest apple will fall from the tree, none falls at his request. Upset, he believes that God doesn't love him. But then Prince Max enters his life and changes his perspective forever. Max teaches the boy and you, the reader, the profound philosophical lesson of action. Prayer is not enough; one must also act on their desires. With coin and stone in hand, Prince Max makes the boy realize that just wanting the coin won't make him his; he must reach out to own it. This powerful message permeates the pages, teaching the importance of preparation and determination to achieve your goals, whether it's picking an apple or owning a beautiful house. This is just one of Prince Max's stories outside of his encounters with the sages from other kingdoms. Buy the little book with over 25 stories where you can learn many other important wisdoms for your life. Life rewards those who dare to take action. So don't just wish, act! My recommendation? Stories full of priceless wisdom that has the power to change your perspective and transform your life.

Friday, January 26, 2024

Voting is our civic duty - your choice for your future

 When we vote, we exercise our right to participate in the governance of our country. This is our responsibility as citizens of a democratic society. Voting gives us the opportunity to express our opinion. In elections, we can choose candidates or parties that share our values and priorities. It gives us the opportunity to influence the decisions that are made and make the world a better place. Voting helps us make sure our voices are heard. When we vote, we send a signal to politicians that we are interested in the decision-making process. This helps us ensure that our interests are taken into account. Here are some concrete examples of how voting can have a positive impact: The vote could lead to changes in legislation. For example, if you vote for candidates who support stricter gun control laws, you can help reduce gun violence. Voting can lead to policy changes. For example, if you vote for candidates who support clean energy, you can help reduce environmental pollution. Voting can lead to changes in people's lifestyles. For example, if you vote for candidates who support welfare programs, you can help improve the lives of low-income people. Of course, voting is not a panacea. It does not guarantee that we will get everything we want. But it is important to vote so that we can participate in the decision-making process and make the world a better place. If you're not sure who to vote for, there are many resources that can help. You can read about the candidates and parties, talk to friends and family, or reach out to organizations that work on issues that interest you. One of the most important things is when choosing to choose conscientious citizens who allocate our taxes.

Author Sezgin Ismailov

Friday, January 19, 2024

Passive income - Investing in real estate trusts (REITs)

 Your personal key to unlocking the booming world of real estate without the daunting costs and hassles of direct ownership. Investing in REITs can be a reliable way to generate income and capital growth. REITs are publicly traded companies that own and manage real estate. They are required to pay at least 90% of their net income in the form of dividends to their shareholders. There are several reasons why REITs can be sound investments: They are regulated by the Securities and Exchange Commission (SEC). This means that they must meet several requirements to be listed and traded on the stock market. These requirements include public disclosure of financial information, which helps investors make informed decisions. They have a long history of profitability. REITs have been around for over 50 years and throughout that time have provided investors with steady income and capital growth. They are diversified. REITs can invest in various types of real estate, including offices, residential, shopping centers, and logistics facilities. This helps diversify risk and reduce the impact of negative events on REIT returns. Of course, no investment is completely risk-free. REITs are subject to several risks, including:  

Risk of changes in real estate prices. Real estate prices can change based on several factors, including the state of the economy, interest rates, and supply and demand. Risk of changes in rents. Rents are subject to change based on tenant supply and demand. Risk of REIT financial distress. A REIT may encounter financial problems if it fails to properly manage its assets or if it encounters unexpected expenses. Despite these risks, REITs can be a reliable way to generate income and capital growth. When investing in REITs, it's important to do your research and choose REITs that are well-managed and have strong financials. Here are some tips on how to make your investments in REITs more reliable: Diversify your investments. Don't invest all your money in one REIT. Instead, invest in a portfolio of different REITs that are invested in different types of real estate. Choose REITs with a long history of profitability. This will give you a better idea of how the REIT will perform in the future. Choose REITs that are well-managed. Look for REITs that have a strong team of managers with real estate management experience. Choose REITs with strong financials. Look for REITs that have high levels of yield and low levels of leverage. By following these tips, you can increase your chances of success investing in REITs.

I personally have close to 15% of my portfolio in such investments. To be honest, while I have rented properties, I often have problems when a tenant leaves the property. It should be cleaned up after it and the problems fixed. When investing in REITs, I only receive dividends. I receive income every three months. Of course, there are always taxes on the dividend.

author Sezgin Ismailov

The Rise and Fall of Great Empires

  I am writing my fifth book about the unforgettable figures of history. I had to read a lot about personalities. Apart from them, I also le...