Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Friday, April 5, 2024

With your vote, you contribute to the future of your money.

 The movement of money and the fundamental factors. I am definitely not a stock player who buys today and sells tomorrow. But I visit various groups and see them arguing and looking for a quick buck. Many people will say you should do fundamental analysis. Other technical analysis, most you need to know both. Specialists a lot. For me, it is important to choose from 3 to 10 stocks maximum. Three favorites up to 50 percent of the portfolio and the rest where you can average the risk. Everyone quotes Mr. Buffett, but their actions want to get rich if they can right now.If you look at Mr. Buffett's portfolio he has bought and held for years and his patience pays off. Because there are good moments but also bad. I also think that by investing you have really already chosen, you should hold for years. But what causes stock prices to fluctuate constantly? Demand and supply. When there is demand they go up. And the opposite holds true. But what makes this happen. One is the media, the other is the company's profits. The last, perhaps most important, politics. Not only the most important, but also the most significant that leads to the consequences. With the media, some big players (analysts) may be looking for a little volatility with the statement. To make their customers a little more money. The second option for the company's income, what affects it the most. Bad service or product. Regulatory obstacles. Competitiveness. If it's bad service, it's their own fault. Yes, competitiveness is now also a factor in unfair competition. But regulatory hurdles are the biggest factor. Finally we come to the politicians. So that politicians ultimately decide the fate of billions of people in the world. How, for example, in the case of friction between two countries and entire businesses go to the cinema.A company close to the politicians enjoys a subsidy. Government contracts that support large revenues. Yes, in case of major financial crises, the politicians are still to blame because they did not do their job. In an epidemic there, it's already God's work. But in conflicts between countries, the politicians are to blame. Out of nowhere, some group of people acquires a weapon. We're back to regulation or unenacted laws to outright ban guns. So instead of just following the company you worry about, will it make you a little richer. Think when you vote what kind of people you are voting for, nothing personal. Even with your vote you contribute to the future of your money.

Thursday, February 29, 2024

Diversification of the investment portfolio

  Investing in the S&P 500 seems to be the popular option, but there are other alternatives. The Hong Kong stock market has seen significant growth in recent years and provides various companies with stable dividends. Hong Kong stocks are currently relatively undervalued compared to those in other developed markets, potentially allowing investors to achieve higher returns by investing in Hong Kong dividend stocks. Many Hong Kong companies have been paying dividends for more than ten years, indicating their financial stability and commitment to shareholder value. Hong Kong-registered companies have a relatively low corporate tax rate, which allows companies to distribute higher dividends. With an image as a financial center, Hong Kong boasts a well-established stock market and significant liquidity, facilitating smooth transactions for Hong Kong equity investors. Hong Kong stock trading is open to any international investor, providing a platform for people from all over the world to engage with the market. They carry a high dividend yield. The average dividend yield for Hong Kong stocks exceeds that of stocks in developed countries such as the US and Europe, potentially allowing investors to generate higher income through Hong Kong dividend stocks. Shares in Hong Kong typically exhibit less volatility than those in other developed markets, offering reduced risk, which is critical for investors looking for a stable income stream. Hong Kong serves as a bridge to China's economy, the second largest in the world. Investing in Hong Kong stocks can serve as a means of gaining exposure to this expanding market. The Hong Kong dollar is pegged to the US dollar, ensuring that the value of the former remains within a narrow range relative to the latter. This measure was implemented to stabilize Hong Kong's economy and maintain investor confidence in the territory's financial system. Investing in dividend stocks in Hong Kong can help diversify a portfolio and reduce risk. Given this opportunity, you could potentially increase your income from Hong Kong dividend stocks and reduce your overall investment risk. It is valuable to explore all potential options and research this market to find the most profitable investment opportunities tailored to your individual financial goals. There are many reasons why Hong Kong dividend stocks are an outstanding passive income opportunity. If you're considering an investment in Hong Kong dividend stocks, you're just doing the same as you always have with stock picking plus the economic outlook for Hong Kong and the global economy.

When I write something, it's a personal opinion. Specifically, I have Hong Kong shares and I am happy with the dividends. Investing carries risks, and in the stage of development of artificial intelligence, there will be many companies that become powerful, but this will also bring many other bankruptcies.

Author Sezgin Ismailov

Friday, February 9, 2024

How to increase your money, is the most important question of every person.

The easiest way to compound interest. I guess there are a lot of dedicated texts out there and I'm just stating my own opinion. How to increase your money is the most important question for every person. To me, it's like investing in profitable stocks. How to find these stocks. There are several ways I guess. But my method is to just follow this path. First, to make the portfolio stronger and more secure, I aim for 50 percent of it. The first step is to find the company in the global 2000. The second step is to be present in the Fortune 500. The third step is to be at least in the 30 most valuable companies in the country where it is registered. Fourth, the company must be in the ranking of the best brands, at least in the country where it is registered. This means that people have confidence in its services or products. Fifth, I make sure that the income for the last five years has increased by a minimum of five percent per year. If there are more, welcome. Sixth, in addition to revenue, I need to make sure that profits increase. Because if they don't increase, it's not good. Seventh, how many liabilities are there and what are the revenues and profits to cover those liabilities. Eighth, are there available funds? This is a factor for good management of the company and readiness for it to deal with different circumstances. Ninth, a fact for better development, what and how many patents there are. Are there links to research institutes?  Tenth, how many global investment funds are invested in this company. At least five major investors from the ranks of Black Rock, Vanguard, Schroders, Alliance, the State Pension Fund, The Government of Singapore Investment Corporation, or other major players. Eleventh, the managers themselves buy from their companies. They believe in their actions and see the company progress. If they sell, then they even think it's overpriced. Twelfth, the company is a factor in its country and under certain circumstances will be supported by the authorities. Thirteenth, many of the big companies use government subsidies, which is a factor in their operations. So they are significant. Fourteenth, especially if you also use the services or buy their products, this is also a factor. So you trust this company and are satisfied with its services or products. Fifteenth, 
does the company have a share buyback program. Thus, it reduces the number of shares and they have the opportunity to increase their price. Sixteenth, has it paid dividends in the last five years. It must be every year, with a little more than the previous year. If not, that's not good. Is it worth having stocks that do not give you a dividend? It's not worth it to me. What is it like to see something on the screen and only in a picture? It's another to get a little reward for your investment, and it brings joy and thrill. Seventeenth, if you think that this product or service is not in danger in the future, without it there is no way to continue living or it is not only transitory / it becomes obsolete compared to new technologies or pollutes the climate / it is worth investing. It's possible to use the advice for your entire portfolio, but it's good to think about new emerging companies that will produce a new product with the opportunity to establish themselves over time. Just one thing to know. Rarely do companies have rapid growth with very large percentages. Anything else is a constant investment and time. There is a saying, "Drop by drop it grows into a lake."

Author Sezgin Ismailov

Friday, December 8, 2023

Multiply your money with the dividend kings

 Some companies have been paying dividends for over fifty years. What this means. Kind of instead of getting interest from the bank. This is the one plus. The other main option is that they also increase in value. If you receive a salary and have no loans. Some numbers are accumulating in your account that you cannot spend. As it turns out, you have such an opportunity almost every month. Money is accumulating in your bank account, but is it outpacing inflation? I do not believe it. However, if you invest this excess money in a developed business/company with dividends/. You have an opportunity to manage your money. A way to make money work for you. Besides growing, you can also get interest on your money constantly. The companies listed below are proven to grow your money.

American States Water, Dover, Emerson Electric, Genuine Parts,  Northwest Natural, Parker-Hannifin, Procter & Gamble, 3M, Cincinnati Financial, Coca-Cola, Colgate-Palmolive, Johnson & Johnson, Lancaster Colony, Nordson, Hormel Foods, California Water Service, ABM Industries, Commerce Bancshares, Federal Realty Inv. Trust, SJW, Stanley Black & Decker, Stepan Company, H.B. Fuller, Altria Group, Sysco, National Fuel Gas, Kimberly-Clark, Abbott Laboratories, Becton Dickinson, PepsiCo, Target, PPG Industries, ADM, Nucor, Middlesex, Bank of Nova Scotia, Church & Dwight, CIBC, Church & Dwight, Eli Lilly, Exxon Mobil, General Electric, General Mills, Hawaiian Electric, American Electric Power, Union Pacific, Royal Bank of Canada, Avista, MGE Energy, Bank of Montreal, Ingersoll-Rand.

The most interesting thing is that one has a choice of so many companies. These are proven North American companies. In another article, I will write about European and Asian companies.

Money as it moves/works/grows.

Author Sezgin Ismailov

Friday, December 23, 2022

Money quotes from great people

Some money quotes from great people

Under capitalism, man exploits man. Under communism, it's just the opposite.

John Kenneth Galbraith

We teach about how to drive in school, but not how to manage finances.

Andy Williams

Starting out to make money is the greatest mistake in life. Do what you feel you have a flair for doing, and if you are good enough at it, the money will come.

Greer Garson...

Finance is a gun. Politics is knowing when to pull the trigger.

Mario Puzo

The very nature of finance is that it cannot be profitable unless it is significantly leveraged... and as long as there is debt, there can be failure and contagion.

Alan Greenspan

There's been a myth perpetuated where people think, 'I need to go into consulting, banking, finance, law, or medicine to make a consistently reasonable amount of money.' People are now realizing that's not the case.

Fred Ehrsam

If money is your hope for independence, you will never get it. The only real security one can have in this world is a stock of knowledge, experience, and ability. – Henry Ford

It's not about how much money you make, it's about how much money you save, how it works for you, and how many generations you'll be able to keep it.” Robert Kiyosak

Money means different things to different people. Some people see money as a way to buy things they want, while others see it as a way to save for a rainy day. Some people see money as a way to invest in their future, while others see it as a way to spend on their present. Money is important, but it's not everything.  

Friday, November 11, 2022

An ordinary person's opinion about cryptocurrencies ..

I am not very familiar with these currencies. I have an overview of the net and the gossip around it. The advantages of cryptocurrencies. The only thing I understood well is that they use blockchain technology which brings innovation to many other things on the web. The cons of cryptocurrencies. That is, there is no control body. Each country has one currency. But anyone good with a computer can make cryptocurrency. As far as I know, there are already over 5000 species. I won't be surprised if they become over a hundred thousand cryptocurrencies. Anyone who thinks any subsequent cryptocurrency will be able to hold their own is saying. Let me buy, I have a chance to get rich quick. He is quick to invest. What is he investing in...I have no idea. Fintex-type money transfer app with a variable value. But ask yourself the question. As long as there are heads of government and very powerful banks, will they leave the people alone to do whatever they want. Over time, whichever bank has a lot of clientele will also tune in and make its own cryptocurrency and charge for transactions. I think the biggest problem is saving your password or really knowing it. 
If you forget it, what do you do? I have no idea what happens when the owner of these cryptocurrencies dies. You go to a normal bank with your passport or a certificate for the heirs and you have the option of getting your money back. Yes, if you want to buy something illegal, that's great. To pass tax-free is great. But if we don't pay taxes, even if we have all the cryptocurrencies, who will take care of the infrastructure and order. For example, let's say a big company like Amazon makes a cryptocurrency and says it only accepts payment in that currency. You walk into Walmart and it only accepts its currency. You go to McDonald's and she wants you to pay with their currency. What does the average citizen do? Must have a smartphone. Please do not confuse the password every time to make a transaction from one currency to another. Yes, a big deal as it only pays for transactions. Without any intention, you go on a trip to a country in a hotel where he has already paid. But there is no cigarette shop there. He goes to the nearby village, but unfortunately, he has no range and what he does ...... I think that the disadvantages are much more than the advantages of cryptocurrencies. Yes, if they are digital currencies of continents /Latin America, North America, Europe, and Asia + one as a pillar of the others. For example only up to five maximum, with control from all nations. And if it is dug in only one place untouchable for people to whom the whole world is to blame and think how to harm, then maybe there is a future. It's one thing to watch a fantasy movie, it's another to live a fantasy life. A third of the world still doesn't even have clean water to drink. But this wandering of many cryptocurrencies will someday lead to the proper digital currencies. I don't want to predict, but it will be the big financially and digitally advanced protected states. I can't help but add the cost of mining energy. Where we must protect nature.

Author Sezgin Ismailov

The Rise and Fall of Great Empires

  I am writing my fifth book about the unforgettable figures of history. I had to read a lot about personalities. Apart from them, I also le...