My personal opinion

Have you ever stared at your investment portfolio, feeling a mixture of bewilderment and mild panic, wondering how those carefully chosen stocks could have experienced such a dramatic decline? You're not alone. Many of us approach investing with a logical, detached mindset, believing that a spreadsheet and a few beneficial tips are all it takes. But what if I told you that the biggest saboteur of your financial success isn't market volatility but your brain?  That's the core message of "The Psychology of Investing," a book that, while not a single, definitive tome, represents a crucial body of work exploring the human element in financial decision-making. It’s a fascinating dive into why we do what we do with our money, often in ways that are spectacularly counterproductive. For anyone looking to improve their investment game, understanding these ingrained psychological biases is not just important; it's downright essential. Think of it this way: we're wir...

 We’ve probably all fantasized about such a scenario at some point. The world is turning upside down, and while everyone else is running around like headless chickens, you’re as cool as a cucumber, descending into your secret, fully charged, reinforced bunker. The lights come on, the air purifiers hum, and you settle in with your freeze-dried lasagna, ready to weather the end of the world in relative comfort. Sounds pretty sweet, right? Now, let's take a moment to confront the harsh realities of the situation. Is the idea of a bunker appealing to you? It’s probably the most complicated, energy-consuming, and ultimately depressing dead end in the entire survival guide. The truth is that when a global disaster occurs, there is truly no escape—at least not in a meaningful way. And a bunker, far from being your salvation, can just be a costly, very lonely tomb. Why I Think So. The critical question is: how can one gain access to a bunker and remain safe inside it? First, let’s talk abo...