Imagine the following truly absurd, yet illustrative situation: Every morning, as the first gentle rays of the sun pierce the darkness and begin to paint the day, a mysterious bank transfers the solid sum of $86,400 to your account. This transaction is not a mistake; it is not a joke but a real, impressive loan, intended exclusively and only for you. The loan is in American currency, a globally recognized symbol of opportunity and freedom. You can use the money for anything you want once it reaches your account. But, as with any privilege, there is one important, perhaps even crucial, condition: Every evening, without exception, as the shadows lengthen and day begins to give way to night, the bank ruthlessly cancels any portion of the loan that you have not managed to utilize in the previous 24 hours. This implies that any amount you have not withdrawn, wisely spent, or invested for future growth simply vanishes—evaporating into oblivion, irretrievably lost forever. There is no option ...
Human thoughts out loud