HUGE NEWS! 🎉 My e-books are FREE on Smashwords this December

My e-books are FREE on Smashwords this December. 🥳 Dive in or gift it to a friend. Don't miss out on this limited-time offer! 📚 👇

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You can find it in stores as a hardcover, softcover, or e-book. The titles include Manners in the Great Kingdom, The Wealth of the Great Kingdom, The Heir of the Dynasty,  369 Hours of Punishment, and Unforgettable Personalities of History.

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The Most Dangerous Advisor: How Doubt Can Ruin Your Dreams and Relationships

 In the midst of Prince Max's ambitious project, "THE WEALTH OF THE GREAT KINGDOM" abruptly changes direction to convey to us one of the book's most profound lessons: the battle for success is not only against external obstacles but also against internal demons. The chapter "Doubts are the most dangerous, harmful advisers" tells of the personal crisis of Mary, Max's fiancée. She witnesses a scene that she interprets as terrifying: Max and other men attack an elderly man, and later she hears words that make her suspect infidelity. Mary allows the incomplete picture to consume her. Within two days, the doubt has paralyzed her—she can’t eat, she can’t study, and she’s considering ending the engagement. The doubt acts as a toxic, active counselor, guiding her toward a self-destructive decision. This episode is a lesson for every reader: Incomplete information is poison. Max has failed to share his secret martial arts training—important information that Mary replaces with her worst fears. In our personal lives, the lack of communication is always filled with speculation. Doubt kills the future. As the king concludes, "Doubt is indeed a bad thing; it confuses a man and changes his future." Mary is about to destroy not only her happiness but also the support she provides Max for his mission. The solution comes through trust and communication. Max reminds her that trust is the foundation: "If you don't trust me, then you are either jealous or you don't love me enough." They reconcile after the truth is revealed: the "attack" was a lesson from a wise monk, and the "girls" are older healers who apply ointments. "THE WEALTH OF THE GREAT KINGDOM" teaches us that we must speak up, find the truth, and then decide, instead of allowing doubts to control our lives. This book will help you fight for your dreams, both those you share with loved ones and those you pursue alone. It is worth reading! 

Prince Max's Strategy: How to Turn Critics into Your Strongest Allies

 THE WEALTH OF THE GREAT KINGDOM is not just a tale of royalty; it is a guide for anyone who aspires to achieve a monumental, world-changing goal. Through the story of young Prince Max and his vision of building schools in foreign kingdoms, the author imparts to us invaluable lessons about how to turn an ambitious dream into a strategic plan. One of the most impressive lessons is right at the beginning of the chapter: "Correct information shortens the distance and time to the target." Max receives a counterintuitive piece of advice when choosing his team: don't just choose supporters. His teacher advises him to invite those who pose the "most uncomfortable questions" and are likely to challenge him. Why? Because, as the book says, "If you can convince them, it will be a basic process to convince everyone." This principle is the formula for success: "The success formula is the result of multiple perspectives." By including merchants, farmers, and artisans on his team, Max ensures that every weak spot in his plan will be exposed and corrected in advance. He doesn't just seek approval; he seeks the right information—the concerns, the criticisms, and the practical issues—to make his plan unshakable. This is a lesson for any modern leader or entrepreneur: Your biggest critics are often the ones who hold the key to correcting your mistakes. In THE WEALTH OF THE GREAT KINGDOM, you'll discover how Max uses this strategic approach to build consensus, transforming his initial opponents into his most passionate supporters who work for the cause with a fervor "as if they were working for their cause." This work is a must-read for anyone who wants to understand how strategy, not just enthusiasm, leads to building a true and lasting "Great Kingdom."

The review of the story from the book was made by a reader

The Regulation Epidemic: How Government Bureaucracy Kills the Free Market

 This story is a dark but painfully accurate allegory for the way in which the State (in the person of the Lion)—driven by legitimate intentions for “control and optimization”—suffocates Free Initiative (the Ant) through an avalanche of administration and regulations. Initially, the Little Ant was an example of private initiative and an unencumbered producer. She arrived early, worked diligently, and created real value for the community. Her output was high, and her work was clean and simple. She represented the engine of the economy, operating without subsidies or government orders, motivated solely by the desire to produce. The ruler—the Lion (the State Apparatus)—noticed her uncontrollable but impressive productivity and thought, "If this entity (the Ant) creates so much wealth unencumbered by public standards and oversight, how much more could be squeezed out... if we imposed controls and regulated the process?" In the name of “greater transparency and security,” the Lion appoints the first Regulatory Authority—the Cockroach. The Cockroach, who has extensive experience in preparing reports (but zero experience in production), immediately introduces the first state control: Mandatory Access Registration (the first regulatory burden). Soon after, the Cockroach (the Regulator) explained that to be able to prepare the mandatory quarterly reports and comply with the law on the publicity of information, it needs administrative support. The Spider (Compliance and Supervision Authority) is appointed, which not only archives the reports but also controls the communication (a new layer of intervention and monitoring). The Lion, delighted by the volume of documentation, requested new graphs, trend analyses, and presentations for public speeches and summits. To support this growing administrative burden, the State (the Lion) invested in technology: expensive software was purchased, and the Fly (the new Informatics Department/Digitalization Project) was hired, whose sole job was to maintain the accounting system, not production. The Ant, who was a cheerful and productive citizen until recently, is now desperate. Filling out forms, attending "optimization" meetings, and following procedures completely consume her working hours. Her real output is falling dramatically, but the administration is growing exponentially! The Lion comes to the logical political conclusion: a new management structure must be created to coordinate all these bodies and "improve efficiency." The position is given to the Cricket (high-ranking civil servant/minister), who immediately invests public funds in his personal comfort (rug and ergonomic chair). The Cricket immediately hires an assistant (loaded with a new budget) to prepare a strategic plan and budget control—even though the budget is spent mostly on their administration and salaries. At the end of the year, the Lion (the State) notices that the revenue from the Ant sector has dropped critically, while the administrative costs have doubled. In order not to take political responsibility, the Lion hires the Owl—an expensive international consultant/auditor—to carry out an “independent analysis.” After three months and multi-volume reports, the Owl announces the obvious conclusion, for which a million-dollar fee was paid: “There is a dangerously high concentration of personnel (administration) in this sector that does not add value.” Who does the Lion fire, exclude from the market, or crush with taxes? Of course, it's the Ant! The final report states that Ant exhibits "a lack of motivation" and "conflict behavior" due to her criticism of the unnecessary regulations. This novel is a story about how government intervention, rather than supporting it, destroys the real economy. Each new "Cockroach" and each new "Cricket" is financed by the ever-decreasing output of the "Ant" until it is exhausted and eliminated. The conclusion is clear: Excessive regulation and bloated bureaucracy do not lead to greater efficiency but to the stifling of productivity and, ultimately, to economic collapse and the search for a scapegoat. My personal opinion is that politicians buy votes by appointing new regulatory agencies. 

Growth vs. Dividend: Where to Invest €100,000 for 10 Years?

Let’s look at the two scenarios for an investment of €100,000 over a 10-year period. Assumptions: Dividends are reinvested back into the same company (by buying more shares), which is key to maximizing compound interest returns. For simplicity, we assume that the stock price increases at the same growth rate each year.

💰 Scenario 1: Yield and Moderate Growth (5% Dividend + 4% Growth)

Parameter	Value
Initial Investment	€100 000
Annual Share Growth	4%
Annual Dividend	5%
Total Annual Return	9% (upon reinvestment)
Term	10 years

After 10 years:The value of the investment, if the total return is 9% (with full reinvestment of the dividend):

$$PI \times (1 + P + D)^T = €100,000 \times (1 + 0.09)^{10}$$$$\approx **€236,736**$$

Focus: This company is more suitable for investors looking for a more stable current income and lower risk. Dividends provide a faster return on capital and a potential buffer in case of a decline in the share price.

🚀 Scenario 2: High Growth and Low Dividend (10.5% Growth + 1% Dividend)

Parameter	Value
Initial Investment	€100 000
Annual Share Growth	10.5%
Annual Dividend	1%
Total Annual Return	11.5% (upon reinvestment)
Term	10 years

After 10 years:The value of the investment if the total return is 11.5% (with full reinvestment of the dividend):

$$PI \times (1 + P + D)^T = €100,000 \times (1 + 0.115)^{10}$$$$\approx **€298,652**$$

Focus: This company is more suitable for investors focused on maximum capital growth and who can afford to wait 10 years to realize their profit. The company reinvests more of its profit back into the business, stimulating faster growth.

🎯 Conclusions and Recommendations

The Return Winner: Scenario 2 (High Growth) provides a significantly higher final amount after 10 years – nearly €62,000 more.

The Power of Growth: The higher annual growth of the share price (10.5%) has a much greater impact on the final return over a long period (10 years) than the higher dividend (5%), even when reinvested.

Tax Effect (Important): Dividends are usually taxed in the year they are received. If the investor has to pay tax on a ? % dividend before reinvesting it, the difference in favor of Scenario 2 will be even greater. Capital growth (share appreciation) is taxed only when sold.

Risk: A company with higher growth usually carries higher risk. If it fails to maintain this growth, the investment may fall behind. The company with the high dividend is often more mature, stable, and predictable.

✨ Key Takeaway for the Investor:

For a young investor or one with a long horizon (10+ years) who aims to maximize final capital and can tolerate higher risk, Scenario 2 (High Growth) is the better choice.

For an older investor or one seeking ongoing passive income (e.g. for retirement) and greater security, Scenario 1 (High Dividend) is more appropriate as it provides a higher cash flow today.

Learn how to manage your money instead of letting it control you

Much has been written on this subject, but I am expressing my opinion.

First, you need to know what a stock is and how many types there are.

Second, you need to have some idea of accounting.

It would be beneficial to have some familiarity with assets and liabilities.

Then think about which business has the future to target that niche. Then review the Global 2000 of the big companies. Then look at the Fortune 500 of the largest firms. Then track which countries have growth potential. Assess which goods and services have giant potential. There is a lot of information on publicly traded companies. Read and read again about the company you are interested in. Get to know it. The better you get to know it, the more information you gather. Nothing is certain in this world. Similar to a hotel chain, the emergence of a new leader has the potential to disrupt the market. You are like a snack chain, but there are issues with menu cleanliness and ingredient quality, which the competition exploits. The most important thing is to like the company and have as much history with it as possible. But don't overlook the upstarts who have a future in time. The risk is sometimes worth it. Companies that manufacture robots or software have promising futures, but which type will ultimately dominate the market? The decision ultimately hinges on the management of the company. That's why people always talk about the CEOs of giant companies. Whoever ran a successful advertising campaign achieved more sales. It wasn't because he had better-quality merchandise. I love dividend stocks. You invest, and you get income. This arrangement is similar to the concept of usury. If a company pays a dividend, it means it makes a profit. But someone may have taken out a loan just to pay a dividend. You have to watch their balance sheet. But one should definitely invest. Money kept in jars does not increase and loses value due to inflation. You have 10,000 dollars in the bank or in your savings. On that date, check the price of a specific item in the store. In two years, please review the price of the commodity and form your conclusion. If the item's price was $1, you could have purchased 10,000 pieces with the money you had. And after two years, the commodity has become $1.20. How much product would you buy? Certainly less. This is why money should be invested or circulated, not hoarded. Learn to manage money effectively, rather than just accumulating it.

 Author Sezgin Ismailov

In actuality, profitable traders typically manage to both increase the product's popularity and make money.

Idealistic notions often obscure a few truths about real life, which ultimately define success. The well-known adage comparing an apple sold by a skillful marketer to one offered by Rockefeller himself rings true in my experience. However, this statement only holds weight if one diligently adheres to the principles outlined in Og Mandino's timeless classic, "The World's Greatest Salesman." After immersing oneself in Mandino's wisdom, a transformative shift in perspective regarding one's own capabilities is almost inevitable. The book serves as a powerful catalyst for unlocking hidden potential and embracing a more proactive approach to personal and professional growth.  After careful consideration and observation, I've concluded that inherent skill or revolutionary innovation alone is insufficient for achieving widespread success. It doesn't matter how great your invention is if it doesn't reach a larger audience that values your skills or the unique value your product offers. History is replete with examples of ingenious creations that languished in obscurity due to inadequate marketing and sales.  Conversely, individuals who have mastered the art of selling—of effectively communicating value and building lasting relationships—often reap disproportionate benefits from a merely well-crafted product and their enhanced skills, leading to significantly greater success in various aspects of life. Consider the universal recognition of Coca-Cola's secret recipe and McDonald's meticulously crafted service system; these represent just two prominent examples of companies that have leveraged exceptional salesmanship and brand building to achieve global dominance. Countless other equally compelling stories remain untold.  Therefore, if you aspire to achieve greater success in the material world, you must prioritize developing your skills either as a proficient salesman yourself, capable of directly influencing customers, or as a highly effective manager who can adeptly oversee and motivate a team of talented individuals to achieve ambitious sales targets.  In the daily realities of life, we frequently encounter products manufactured in identical locations, sometimes even using the same raw materials. Despite these shared origins, striking differences often emerge, not only in the packaging and presentation but, crucially, in the price point. And in the vast majority of cases, the products backed by superior sales and marketing strategies consistently emerge as the winners. Such success isn't about inherent quality or superior technology; it's about effective communication, compelling storytelling, and ultimately, the ability to persuade. This, in essence, is the unvarnished, often uncomfortable, truth of real-world success. 

AUTHOR: SEZGIN ISMAILOV