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Showing posts from September, 2025

What is the smallest investment you can make in yourself today?

Let's be real for a second. Whether you're glancing at your retirement fund, scrolling through job postings, or just trying to navigate the price of groceries, there's one thing that feels constant: change. People often perceive this constant change as instability. The stock market experiences fluctuations, the job market adapts to technological advancements, and even the housing market exhibits unpredictable fluctuations. It's enough to make anyone feel twitchy about their future. That's why I love this quote from Mikhail Barshchevsky: "Markets are unstable. Invest in yourself." Simple, right? However, the implications are profound.  This piece of wisdom isn't just a clever saying. Firstly, Barshchevsky confronts us with the harsh reality: "Markets are unstable." And he's not wrong. Financial Markets: Stocks go up, stocks go down. Cryptocurrencies soar and plummet. Interest rates fluctuate, affecting everything from your savings to your ...

The Uncomfortable Truth About Riches: Are We Chasing Wealth, or Just Relative Advantage?

It's a universal fantasy, often painted with scenes of absolute comfort and freedom. But what if the desire goes beyond merely accumulating wealth? What if it's about having more? That's the provocative question posed by the 19th-century philosopher John Stuart Mill: "People would rather not be rich; people want to be richer than others." At first glance, this Mill quote may sound cynical, even dismissive of true ambition. But it is strikingly true, especially in our modern world. Imagine someone who has enough to live comfortably, free of debt, and able to afford a lovely home, nutritious food, occasional holidays, and reliable healthcare. By many objective standards, this person is rich—at least relatively speaking compared to the majority of the global population. However, many individuals in this position still yearn for more. Why? Mill suggests it's because our definition of "rich" isn't a fixed, internal metric. It's an ever-shifting be...

Fear of failure is an Obstacle to Pursuing Goals

I recently was browsing through my book titled “ The Wealth in the Great Kingdom” (an exceptionally engaging read, by the way!). and decided to analyze the quote. We all know it to some extent.” Think about it. Not because you didn’t want it, but because the “what if” monster has reared its ugly head? What if I try to start a side business and no one buys anything? What if the office mocks my request for a promotion? What if I enroll in that art class and my drawing resembles a toddler’s scribble? What if I start this blog (meta, I know!) and no one reads it? This fear of failure is more than just a bothersome voice; it truly stifles our potential. It stops us from even trying to do things that are explicitly good for us or deeply rooted in our hearts. And here’s the thing: It’s not just about grand, life-changing dreams. It’s also about the smaller, everyday things that could make a big difference in our lives. Asking for help, setting boundaries, taking a different route to work, try...

The difference between a stupid, smart and wise person

Have you ever wondered what separates those who constantly put themselves out there from those who are always one step ahead and those who seem to understand life on a deeper level? We often throw around terms like "stupid," "smart," and "wise" quite loosely, but there's a fascinating distinction that goes far beyond just IQ. "A stupid person doesn't accept mistakes." Now, I'm not talking about someone who struggles with complex math, because that's just a skill gap or a different kind of intelligence. I'm talking about someone who keeps making the same beginner's mistakes, over and over again. You know the type: touches a hot stove, burns their hand, and five minutes later reaches for it again, genuinely surprised that it's still hot. Or he falls for the same phishing email, even after you’ve explained it to him three times. It’s not a lack of information; it’s a complete failure to learn from experience or simply a c...