My personal opinion

What is the ideal house for me?  Firstly, consider its location.   If possible, it should be on the border with a forest and a river. The sun must shine on it most of the time. Wood should be the material of construction, and it should feature large windows. Of course, there should be external and internal blinds. To become a completely passive house, there must be a minimum 15-kilowatt solar system on the roof or in the yard plus a battery for energy storage. This energy should independently supply all electrical consumers in the house. The house should have a heating and cooling system using a heat pump. The water for the house should be from a well. A direct connection between the well and the home system is required. The house should have at least 2000 square meters of land. In 1,000 square meters, if possible, plant various fruit-bearing trees. Five hundred square meters is enough for vegetables and a small greenhouse. A small home fishpond requires one hundred squar...

In fact, my whole second book is about that. The focus is on how to prepare ahead of time. How to choose a team. How to act in certain situations. However, the story includes several pages detailing Prince Till's victory in a duel for Princess Nessia. At first glance, it looks like an ordinary fairy tale about a prince and a princess. But if a person can not only read but also understand and assimilate what is written, he can learn from Prince Till's actions. While everyone else is focused on showing off their skills to others and constantly staring at the princess,. They lose concentration. They forget the main task. Prince Till solely concentrates on the challenges at hand. This applies with full force in our daily life. Many people are interested in what others think about his photos on social networks. How many people will like them? What blouse to buy to look good. Where is the best place to take a photo that will grab others' attention? He concentrates on the admirati...

I recently came across a compelling article on Visual Capitalist that highlighted the significant impact of fossil fuels on both our planet and our health. The article underscored the stark reality that fossil fuels are responsible for a staggering 90% of global carbon dioxide emissions. However, the problem extends beyond just carbon emissions. The energy production process, particularly when relying on fossil fuels, leads to a cascade of negative consequences, including devastating accidents and pervasive air pollution, all of which have a demonstrably detrimental impact on human lives.   The data presented in the article paints a clear picture of the carbon intensity of different energy sources. Coal emerges as the most polluting, generating a massive 820 tons of CO₂ per gigawatt of energy produced. Petrol follows with 720 tons of CO₂ per gigawatt, while natural gas emits 490 tons of CO₂ per gigawatt. In contrast, renewable and cleaner sources fare significantly better. Bio...

Some companies have been paying dividends for over fifty years. This signifies a significant shift in business practices. It's akin to receiving interest from a bank. This is the OnePlus. The other main option is that they also increase in value. If you receive a salary and do not have any loans, the value of your money will increase. Some numbers are accumulating in your account that you cannot spend. As it turns out, you have such an opportunity almost every month. Money is accumulating in your bank account, but is it outpacing inflation? I do not believe it. However, if you invest this excess money in a developing business or company with dividends, you have an opportunity  to manage your money. You have the opportunity to make your money work for you. Besides growing, you can also get consistent returns on your money. The companies listed below are proven to grow your money.   American States Water,  Dover,  Emerson Electric,  Genuine Parts,  ...

Everyone interested in investing in stocks, I guess, has at least heard of him. Author of books and "teacher" of the next generations of financiers. Benjamin Graham is one of the most successful professional investors, a researcher of financial markets, and a lecturer at Columbia University. Graham was the first to clearly distinguish investing from speculating. It defines investments as stock market operations carried out based on detailed analysis, from which a satisfactorily high return can be expected at a low level of risk.  Any other way of trading, according to him, is speculative. He has indeed left many materials with which we can gain knowledge. But certainly, his principles are intriguing and qualitatively oriented. Principle No. 1 Always invest within safe limits This is a principle for buying a stock at a significant discount from its intrinsic value, which assumes that, in addition to bringing a high return, it also minimizes risk. This concept is critical for i...