Is it worth Investing in VISA? A Professional Insight on Your Financial Growth

Are you a novice investor trying to find your footing in the whirlwind world of finance? Perhaps you are a seasoned participant searching for a solid addition to your portfolio that offers stability and growth. The sheer number of investment opportunities present today can be overwhelming. This multitude of available options, despite being beneficial, often leaves investors unsure and unconfident about making the right decision. Among the myriad of potential investments vying for your capital, one company consistently stands out: VISA.  Investing in the stock market is a risky endeavor, as sudden market fluctuations and unpredictable shifts in economic forecasts frequently remind us. You are undoubtedly aware that making poor investment decisions can have significant financial consequences. That's why it's so crucially important to make informed moves based on thorough research and calculated predictions. When considering a company like VISA, it may seem like a golden opportunity, but is it right for you specifically? Is investing a portion of your hard-earned cash into VISA stocks truly a prudent move? VISA is an industry heavyweight with a massive global presence—solid reasons to consider it worth your investment. As a worldwide leader in digital payments, VISA facilitates the electronic transfer of funds throughout the world, something that’s only escalating in our increasingly cashless society. This means potential significant returns for its investors. Despite temporary downturns faced due to the global pandemic, VISA has seen consistent long-term growth. It's essential to bear in mind that VISA’s business model is based on transaction volume and not on lending, freeing it from the risks associated with credit. Add to this the company’s relatively low operational cost, innovative roadmap, and strategic mergers, acquisitions, and partnerships. It is evident that VISA offers a robust platform, well-suited for scalability and resilience in the face of global financial fluctuations.  VISA's foundation is built on a trusted brand, a state-of-the-art technology base, and an omnipresent network. Both authoritative and approachable, the company consistently forms alliances with various industries and consumers across the world, proving itself to be a remarkable financial pillar. This unique combination has fostered impressive returns for its investors over the years.

This is my personal opinion.

In principle, for me, the Chinese payment system has a future if it does not enter very strongly in India, Pakistan, and other large African countries.

Eight logic puzzles to train the mind

Not only the body but also the brain needs training.

1. How many spoons should be placed on the table where a mother, father, and all their children are sitting—three boys who have a sister each—so that there is a spoon for each?

2. You participate in a race. You overtake second in the race. What position are you in?

3. Take 1000 and add 40 to it. Now add another 1000. Now add 30. Add another 1000. Now add another 20. Add another 1000. Add another 10. What's the final result?

 4. If it rains at 00:00 at night, can you expect sunny weather after 72 hours?

 5. On the same shelf in the study of a scientist, there were two books next to each other. One was 230 pages, and the other was 325. How many pages are there between the first page of the first book and the last page of the second book?

 6. At the dawn of cinema, an American movie theater began to lose money. Spectators were frustrated with the ladies who refused to remove their hats in the hall and thus covered the screen. What is the cheapest and most effective solution to this problem?

7. A man is tossing and turning in his bed and cannot sleep. He picks up the phone, dials a number, waits a bit, puts the device down, and falls asleep. Why couldn't he fall asleep before?

8. You are in a room with no windows and a hermetically sealed (ideally smooth and gap-free) closed door. The room is cylindrical, and you are in the center of it. The entire interior of the room is lined with mirrors. The question is, how many of your own reflections do you see?

Answers:

1. Six spoons because there are three boys and they have one sister.

2. You are second.

3. Did you get 5000? The correct answer is actually 4100.

4. No, because in 72 hours it will be night again.

5. Between these pages are only the covers of these two books.

6. At the entrance to the cinema, they put a sign: "We kindly ask all ladies to remove their hats during the film." This rule does not apply to elderly women.'

7. His neighbor was snoring loudly, but after the ringing, he woke up.

8. There is no light coming in from anywhere, and it is dark.

Faith in pharmaceutical companies

I had an interesting conversation with people who have a terrible opinion of pharmaceutical companies. They were convinced that they were a company that wiped out the human population. They didn't even want to hear my opinion. That's why I took the liberty of writing it here. As far as I know from history, without vaccines and medicines, man could hardly prolong life. I am not an advocate or a spokesperson. But my opinion is that the word medicine means to cure. Aren't medicines made from herbs or herbal or mineral teas? It was chemistry. Aren't these ingredients from our planet? Isn't the research done based on what can stop the causative bacteria? It took at least seven years to discover a drug. The discovery of a drug did not happen in a single year. Don't we live in the era of fast communications and fast computers? It's one thing to discover the formula; it's another thing to produce the drug itself. Don't the big companies have research centers? Don't they get government subsidies? Which politicians would vote to cut money to their constituents? What company would want to destroy its customers? There is no logic. I admit that if a drug helps one, it can harm another. Everyone organizes the reception differently, and therefore there are opportunities for problems. But, in general, not believing them is insulting. However, there is hope in this. Until we find ourselves in a situation where climate change and the melting of ice pose a threat, what diseases are we likely to encounter? Hygiene is the number-one factor. Healthy food is number two. Exercise and physical fitness are number three. But medicines will always be a necessary spare part of many people's lives. Let's hope we don't have to use them.

It's time to redefine your understanding of wealth because wealth isn't about the display;

Have you ever wondered why the super-rich, with wealth far exceeding that of average millionaires, opt for a lifestyle draped in far less ostentatious, yet more power-imbued style? What is the secret that separates these billionaires and millionaires, particularly when it comes to displaying their wealth? The distinction lies not merely in the zeros that add to their bank balance but rather in their attitudes, tastes, and principles that govern their wealth display. As captivating as it may sound, it's the humble approach the wealthiest keep toward their lives that encourages them to lead an unpretentious and less flamboyant life, in contrast to the typical millionaire archetype. The first trait that you'll notice is the superrich's inclination toward subdued opulence. Instead of public extravagance, they prefer inconspicuous consumption, viewing their riches as a tool for their distinctive way of life, not a baton to bathe in unabashed luxury. It's the discretion in consumption that the super-rich find more appealing, where quality prevails over quantity and experience over materiality. Luxury cars, diamond-studded accessories, and massive mansions may appear to be an obvious depiction of wealth. Still, the reality is, they are more often signs of aspiring wealth, not the wealth achieved. Unlike the millionaires, who may rush to display their new affluent status, the super wealthy are often quiet about their fortune. There is a secret language that the super-rich have, which is not in the overt display of wealth but in the pursuit of a life rich in experiences, personal development, and contributing back to society. Your billionaire neighbor next door may lead a luxurious lifestyle, but it is always maintained in an understated manner. They may opt for an experience at an exclusive retreat rather than a high-end resort, prefer handmade crafts above flashy brands because the luxury for them is in the subtlety of experience and the pursuit of understated excellence. Their secret formula for a fulfilling life involves a deeper sense of satisfaction than what tangible assets can provide. The super-rich and average millionaires aren't simply divided by the difference in their net worth but by their attitudes and approaches toward wealth. While this thought might make you wonder about your understanding of wealth, it's crucial to comprehend such insights. Real wealth isn't about being able to purchase all luxuries but to live life on your terms.  It's time to redefine your understanding of wealth because wealth isn't about the display; it's about the values it embodies.

Whoever does what, in the end, does it for himself.

 This folk saying is very true. Looked at from many angles, eventually, the conclusions turn out to be true. Regardless, the consequences can affect many people. There are times when we are not in the mood, and it has a big impact on our actions and thoughts. That's why it's good if we plan to start doing something that matters to others; it's good to improve the mood. How? Psychologists say that looking at a fireplace or aquarium is enough to lift one's mood. Furthermore, seeing a smiling child can instantly put you in the mood.  Imagine that you are going to a job interview. Isn't it better to be in a good mood? You are going on a first date; isn't it better to present yourself as a positive person? You have to invest the accumulated savings of a year or two in the stock market, and the mood can lead you astray. Driving on the road can lead to a lack of concentration, as evidenced by numerous examples. Our psychology inherently seeks happiness and goodness in the future. If we try to give smiles to people and they smile back, won't we feel better? No matter how unfair life seems to us, we can at least make it beautiful for us. Our mood can influence whether we help a person, who may then go on to help an entire community or potentially cause harm. The laws of physics dictate that everything has a reciprocal effect. No matter how much we bang our heads, the saying applies with full force to every person.

Author Sezgin Ismailov

What is the duty of a teacher?

I watch the German film The Teacher and admire it. I can only say that such films should be mandatory for anyone training to be a teacher. The actors gave a very good performance, but the writers deserve special recognition. Why did I like it? In truth, every teacher must care for children in order to succeed. It is crucial for teachers to assist children during challenging times such as those depicted in this film. There is no division based on religion, nor are there any problem children. The very word teacher means that you make an effort to teach someone something morally and knowledge-wise. Not everyone is a teacher. Some are salarymen. They sing their lesson and collect their salary. There are others who truly have the ability to positively impact the lives of many people. It's not easy, I guess, with so many children in one place. But real teachers find an approach and a way to engage and inspire students. Everyone is aware that education and the right path lead to better things. Engaging all teachers in the process will prevent many individuals from considering harming others. Because the world is flooded with only killing games. Books and movies primarily focus on crime fiction. I have no idea where the world is going. However, I am aware that sports and racing can evoke negative emotions in people. In my second book, The Wealth of the Great Kingdom, I wrote extensively about the creation of schools and the reasons behind it. I also described how to choose the teachers in that book.  It is true that teachers are people with emotions. But only they can change the way children think. 

Bad thoughts from their environment.  Does the system need to be changed? But this is the only way to create a better future for humanity. Proper education starts from the beginning.

Author Sezgin Ismailov

Knowledge, and its significant impact on human life

Knowledge is wealth. This is due to the fact that knowledge is an intangible asset that can never be lost or diminished. You can always value this asset and use it to generate more wealth.  Knowledge is power. This is because knowledge gives you the ability to make better decisions, understand complex situations, and ultimately have more control over your life.  Knowledge is the future. This is because knowledge is the key to success in the ever-changing world. Those who know the most will adapt and thrive in the future.  Knowledge, they say, is power. There's truth in this old saying, but it's more than just power. It's a guide. It's freedom. And most importantly, it's the fuel that propels humanity forward.  In a world increasingly characterized by complexity, navigating the restless sea of life is no small feat. It requires a reliable compass. And that compass is knowledge. It lights our way through the darkest of times, illuminates our path, and provides the roadmap that leads to successful outcomes. At its core, knowledge is a detailed understanding or awareness acquired through experience or education. It's an invaluable asset, helping us to interpret, understand, and react to a myriad of situations daily.  Have you ever pondered why certain individuals possess an extraordinary ability? Everything they set their hands on turns into a veritable gold mine. The secret lies not in any mystical power or rare superhuman ability they possess, but in knowledge.  In modern society, knowledge is the key determinant of societal advancement and personal progress. Those who wield knowledge well are better fitted for survival. They thrive in the face of challenges, build successful careers, and effect meaningful change in their communities.  The beauty of knowledge is that it's not static. It continues to expand, evolve, and develop, just as humans do. Our understanding of the world, the cosmos, and even ourselves continues to deepen, thanks to the ever-evolving repository of knowledge.  Applied knowledge also forms the foundation of innovation. Inventions, groundbreaking technological advancements, and many societal progressions have their origins in the application of knowledge. Therefore, knowledge not only enhances life but also expands the realm of possibilities.  Now, as you reflect on the potency of knowledge, it's essential to remember the crucial role continuous learning plays in knowledge acquisition. Lifelong learning unlocks untold opportunities, broadening our horizons and equipping us with diverse skills to tackle life’s complexities effectively.  In this era of information explosion, the challenge isn't access to information but sifting through and determining what's valid and useful. Knowledge isn’t merely information; it’s knowing how to apply the relevant information effectively when the time comes. Therefore, investing in knowledge can yield incalculable returns. Here's to celebrating the quest for knowledge, the journey to enlightenment, and the courage to keep learning. All you need is the desire to explore the world, which is brimming with knowledge.

Author Sezgin Ismailov